4472 SAGEFIELD DR

St. Cloud, FL 363

Price: $402,000

4 beds | 3 baths | 2 garages
Living area: 2200 sq ft
Year built: 2025

Financial Information

Taxes: $728.27 (2025)
Total Monthly Assoc. Fees: $69
CDD: No

Subdivision Name: HARMONY CENTRAL PH 1
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Own More Home for Less | Estimated Payments from $2,750 with Fixed 4.99 Rate for a limited time

This brand-new 4-bedroom, 3 full-bath home offers a rare opportunity to secure a fixed 4.99 30-year FHA interest rate, with estimated monthly payments from $2,750 making homeownership both attainable and timely.
Designed with comfort and functionality in mind, the home features 10-foot ceilings throughout, creating a bright and open atmosphere. The thoughtfully planned layout provides a seamless flow between living spaces, ideal for both everyday living and entertaining.

The spacious primary suite serves as a private retreat, highlighted by vaulted ceilings and peaceful conservation views that give privacy and a tranquil natural backdrop.
The kitchen is the heart of the home, featuring a centered island perfect for preparing meals for breakfast, lunch, dinner, or any special occasion. A separate formal dining room adds flexibility and can easily be used as a home office or flex space. Secondary bedrooms are generously sized, providing comfort and privacy for family members or guests. The fourth bedroom includes a walk-in closet and a full bathroom, making it ideal for a mother-in-law suite, guest room, or private office—adding versatility and long-term value.

Additional features include a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in the desirable Harmony Central community, residents enjoy NO CDD fees, a low HOA, and a relaxed Florida lifestyle.

Closing cost incentives may be available with the preferred lender, and the home can be secured with as little as a $1,000 deposit.
A unique combination of new construction, attractive financing, and serene surroundings—opportunities like this are limited.

Land, Site, and Tax Information

Legal description: HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK F LOT 37
Parcel ID: 3226323596000F0370
Lot size: 0.14 acres
Zoning: RES
Front exposure: South
Water access: No-
Water name:

Interior Information

Appliances Incl: , , ,
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Flooring covering: ,
A/C: Central Air
Heat/Fuel: Heat Pump
Water: Public
Sewer: Public Sewer
Room type Level
Bathroom 2 First
Primary Bedroom First
Bathroom 4 First
Bathroom 3 First
Living Room First
Kitchen First

Exterior Information

Ext construction:
Roof:
Foundation:
Architectural style:
Ext features: Irrigation System, Sidewalk
Patio And Porch Features:
Private pool: No
Pool features:

Community Information

Association: Yes
HOA fee: $825
HOA fee frequency: Annually
Fee includes:
Community features:
Association amenities:
Elementary school: Harmony Community School (K-5)
Middle school: Harmony Middle
High school: Harmony High

Open House History

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